What Information Is Found In My Commercial Credit Report?

Business Credit Information

It is important to know what type of information is contained within your commercial credit report and how this type of information can effect your business.

Most of the information in a commercial credit report is usually reported by suppliers, utility companies and other businesses that report their accounts receivable information to the credit bureaus.

The following information may be found in you commercial credit report:

• Payment histories from the companies you do business with.
• Collection reports from companies that you may have been delinquent with on your bills.
• Public record information.  This can include business filings, property purchases, tax liens and other various information related to your business which is public record.
• Background information on your company.
• Information on how your company fairs within it’s industry.

Always be sure to check the information that is contained within your commercial credit report for accuracy.  If you find that any of the information in your business credit report is inaccurate, be sure to dispute it with the credit bureaus as this can have a negative effect on your credit score.